Why Insure Your Business’ Bounce Houses?

There are plenty of events — from children's birthday parties to community events at the park—that make use of rental bounce houses and other inflatables. But anyone who pays attention to the news knows that these inflatables come with a certain level of risk. While engineered and manufactured with safety in mind, the integrity of the inflatables can be compromised during installation and anchoring.

As the owner of a business that rents inflatables, it's up to you to protect your property and your legal responsibility to provide safe equipment to clients. If a child is injured, your business could be liable for the medical expenses and even court fees if a lawsuit is filed.

For an affordable annual premium, bounce house insurance can offer liability coverage in increments of $1 million. The coverage your business needs will largely depend on how many bounce houses, slides, trampolines and other inflatables you own. A qualified independent insurance agent can help assess the needs of your business and help find the most suitable policy.

While the risk of severe injury is not necessarily high with bounce houses, there is a significant risk for abrasions, sprains, twisted ankles and even broken bones. After all, inflatables are a type of playground and kids will roughhouse as a means of having fun. Because of this risk, many schools, parks, recreation centers, churches, businesses and other organizations will require your inflatable rental business to have bounce house insurance before they will rent from you.

Purchasing bounce house insurance not only protects your business' property and finances, but it also shows the public that you run a socially responsible establishment. Talk to your agent today and get the coverage you need.

Are you covered? Call Southwest Commercial Insurance at (512) 771-6091 for more information on Austin bounce house insurance.

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