At Southwest Commercial Insurance, we provide general liability insurance to protect your business from common risks like bodily injury and property damage claims. Our tailored policies are designed to safeguard businesses in Austin, Dallas-Fort Worth, Houston, and San Antonio—helping you stay protected against unexpected expenses and legal issues.
Is General Liability Insurance Necessary for Your Business?
For most small businesses, general liability insurance isn’t just an option—it’s a necessity. If you lease or own office space, or if your business involves direct interaction with clients or customers, having a CGL policy ensures you're financially protected in case of accidents, injuries, or property damage claims.
Given the critical protection of general liability insurance, many small business owners secure this coverage as one of their first steps after launching their business.
Protect your business with our Insurance Agency and our tailored general liability insurance solutions.
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Injuries
Lawsuits Coverage
Data Breaches
Disgruntlement
Copyright Infringement
Injuries coverage
Risk Factors
A customer trips on a fixture at your business and gets injured.
Solution
Premises and operations insurance can help with hospital bills and damages as well as coverage for your business if the customer sues for negligence.
Lawsuits Coverage
Risk Factors
A former client files and wins a lawsuit over work performed by your company.
Solution
Products and completed operations insurance can help with the defense costs and in some cases, the legal damages for which you may be responsible.
Data breach coverage
Risk Factors
You lose confidential business and customer data when your computer system is hacked.
Solution
Cyber liability and data breach coverage can help provide you with legal and forensic assistance to attempt to recover stolen data, as well as ongoing data security consultation to help you manage cyber risks.
Disgruntlement Coverage
Risk Factors
A disgruntled former employee or even an applicant you didn’t hire brings legal action against your company.
Solution
Employment Practices Liability can help cover your business entity, directors, and employees if you are accused of wrongful termination, harassment, discrimination or other employment-related offenses.
Copyright infringement coverage
Risk Factors
A copyright infringement can arise from using someone else’s work in your business’ product or ad without their permission.
Solution
To prevent such liabilities from affecting your business, you should have general liability insurance.
Protect your business with a customized general liability insurance policy from Southwest Commercial Insurance. Our experienced team will help you find the right coverage to meet your business needs and budget.